The Federal Reserve completes a Senior Loan Officer Opinion Survey on Bank Lending Practices (SLOOS, sometimes SOSLP) at least four times a year, which asks bank leaders about changes to credit standards over the preceding three months (Federal Reserve, Investopedia - SLOOS). The question will be suspended on 2 November 2025 and the outcome determined using survey results data as reported by the Federal Reserve Economic Database (FRED) for the Federal Reserve's first release dated in the fourth quarter, which generally covers July through September and is expected to be released in November 2025 (FRED, Federal Reserve - SLOOS October 2024). In the July 2025 report (aka "Q3 2025" that covers April through June), the Fed reported that 9.5% of "Large and medium" respondents said they were tightening standards for C&I loans (Federal Reserve - SLOOS July 2025, see the "2025:3" row in table 1 panel 1 under the "Large and medium" column, FRED, see "Q3 2025"). Please note that a negative number represents a net loosening of standards.

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The question closed "At least 0.0%, but less than 15.0%" with a closing date of 3 November 2025.

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