The Federal Reserve completes a Senior Loan Officer Opinion Survey on Bank Lending Practices (SLOOS, sometimes SOSLP) at least four times a year, which asks bank leaders about changes to credit standards over the preceding three months (Federal Reserve, Investopedia - SLOOS). The question will be suspended on 1 February 2026 and the outcome determined using survey results data as reported by the Federal Reserve Economic Database (FRED) for the Federal Reserve's first release dated in the fourth quarter, which generally covers October through December and is expected to be released in February 2026 (FRED, Federal Reserve - SLOOS January 2025). In the October 2025 report (aka "Q4 2025" that covers July through September), the Fed reported that 6.5% of "Large and medium" respondents said they were tightening standards for C&I loans (Federal Reserve - SLOOS October 2025, see the "2025:4" row in table 1 panel 1 under the "Large and medium" column, FRED, see Q4 2025). Please note that a negative number represents a net loosening of standards.

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